Why finance at CarMax?

We make car financing fast and easy

Why Finance

Like everything at CarMax, our financing process is designed to be easy, transparent, and stress free. You'll get:

  • Affordable solutions
    CarMax offers some of the most competitive terms in the industry with solutions for a wide range of credit profiles.
  • Fast and Easy Process
    Fill out our quick credit application and your options will be ready in a matter of minutes. One Sales Consultant will guide you through the process, start to finish.
  • Straightforward and honest business practices
    We only use respected and reputable finance sources, and we always protect our customers’ information. Our Sales Consultants make the same no matter which financing you choose, and your finance decisions are separate from any other transactions you may have with us.

Integrity is paramount at CarMax, and our financing is no exception. We strive to be different from the traditional car dealer, and you’ll never find any financing games.

Straightforward financing

Like our pricing, financing at CarMax means no games, tricks, or strategies—just an honest, open process designed to put you in the driver’s seat.

Apply by phone for fast financing decisions.

Call (571) 521-7186

We offer customers a broad credit range of affordable financing options, if approved.