Top 10 Least Expensive Sedans to Insure for 2009


Insurance is one of the most frustrating automotive expenses, simply because it involves many variables that are difficult to predictably manage. Your address, for example, can play a part in your rate, but moving to another neighborhood just to achieve lower insurance expense isn't practical for most people. Your accident history will also influence your insurance rate, as will your yearly mileage.

However, there is one factor in your overall insurance rate that you can readily manipulate: the make and model of the car you drive. Whether it's a Mazda or a Mercedes-Benz, the kind of car you drive can significantly impact your insurance rate, and as a result, it makes sense to keep this in mind if you're in the market for a new vehicle.

With these thoughts in mind, we've generated a list of the 10 sedans most likely to command the lowest insurance premiums based on five-year projections of the True Cost to OwnSM (TCO) pricing system. Each model's ranking reflects that of the trim level with the lowest projected insurance expense.

  1. 2009 Pontiac G8
  2. 2010 Ford Taurus
  3. 2009 Mazda Mazda 3
  4. 2009 Subaru Legacy
  5. 2009 Chevrolet Malibu Hybrid
  6. 2009 Chevrolet Aveo
  7. 2010 Jaguar XF-Series
  8. 2009 Buick Lucerne
  9. 2009 Buick LaCrosse
  10. 2009 Subaru Impreza

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