Financing Stipulations

Proof of Residence

Provide any of the following:
  • Utilities
    • Gas Bill
    • Water Bill
    • Electricity Bill
    • Phone - contracted (mobile or landline) Bill
    • Phone - non-contracted, pre-paid, or month-to-month (mobile or landline) Bill
      • Requires proof of continuous service for three months (no exceptions)
        • Use any of the following proofs:
          • Three consecutive bills/monthly statements
          • Single most recent bill showing an activation date at least three months ago
          • Account summary showing activation date at least three months ago and payment history
    • Cable or Satellite Bill
    • Trash / Sanitation Bill
  • Monthly Statement
    • Mortgage
    • Apartment complex monthly statement
    • Bank
    • Credit Card
    • Brokerage or Investment Account
  • Closing Disclosure from home purchase
  • Home Owner’s Association (HOA) bill or statement
  • Medical bill

Note: If you have been at your residence less than 60 days and have not received any of the above you may provide a connection notification or confirmation of service from a utility company as defined above if the document includes the following preprinted information: your name, address and date

  • Handwritten customer information is not acceptable
  • An emailed utility connection confirmation notice is acceptable as long as the sender field clearly denotes the utility company

Active Duty Military

  • If you live in a barracks on base or on board a ship, you may provide a copy of your most recent orders to satisfy Proof of Residence
  • If you live off base or off ship you must provide standard Proof of Residence from the list above 
  • If you are applying for financing through CarMax you must use the address where you are living or stationed at the time of application, not your permanent address or address of record

Native Americans living on tribal land

  • If you reside on tribal land, e.g. Reservations, Pueblos, Rancherias, etc. you may provide a letter from the tribal council providing specific details (directions or a map) about your place of residence 

Revised 1.12.17

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