Financing Stipulations

Proof of Residence

Provide any of the following:

Utilities
    • Gas Bill
    • Water Bill
    • Electricity Bill
    • Phone - contracted (mobile or landline) Bill
    • Phone - non-contracted, pre-paid, or month-to-month (mobile or landline) Bill
      • Requires proof of continuous service for three months
        • Use either of the following proofs:
          • Three consecutive bills/monthly statements
          • Three months written history from provider
    • Cable or Satellite Bill
    • Trash/Sanitation Bill

Monthly Statement

    • Mortgage
    • Apartment complex monthly statement
    • Bank
    • Credit Card
    • Brokerage or Investment Account
    • Settlement statement or closing documents from home purchase
    • Other Bills / statements
    • Current insurance bill or statement
      • Vehicle excluding the one being purchased
      • Homeowner's, renter's, or condominium
        • Insurance cards, binders, or declarations pages are not acceptable
        • Bill, statement, or effective date must be within 30 days of purchase
      • Home Owner's Association (HOA) bill or statement
      • Medical bill

Note: If you have been at your residence less than 60 days and have not received any of the above you may provide a connection notification or confirmation of service from a utility company as defined above if the document includes the following preprinted information: your name, address and date.

  • Handwritten customer information is not acceptable

Active Duty Military
  • If you live in a barracks on base or on board a ship you may provide a copy of your most recent orders to satisfy Proof of Residence.
  • If you live off base or off ship you must provide standard Proof of Residence from the list above.  
  • If you are applying for financing through CarMax you must use the address where they are living or stationed at the time of application, not their permanent address or address of record.

Native Americans Living on Tribal Land
  • If you reside on tribal land, e.g. Reservations, Pueblos, Rancherias, etc. you may provide a letter from the tribal council providing specific details (directions or a map) about your place of residence.

Reviewed 11/18/15

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