Overall stable. Gas mileage not so good but overall an off road minded vehicle. A little light weight so real snow causes problems. Stable Japanese product, I would give it 3.5 stars but not able. In grade terms somewhere between C-C+. No auxiliary jack in the S model I have but CD/stereo. Not bad transport for regular sized folks, toddler/child seat causes problems with space, a little cramped.
I recently bought a gently used 2006 Xterra SE to replace a 1999 Jeep Cherokee. I honestly thought that I would never find a vehicle that I would enjoy more than I enjoyed my jeep. But was suprised when I found the Xterra. The roomy interior and large cargo space in the back are great. I also enjoy the Rockford Fosgate system that came in the vehicle. The steering wheel controls are an excellent feature and easy to adjust to. It rugged capabilities are also great. No need to worry about the large puddles after the rain or the uneven pavement on the higheay from construction, the Xterra handle it all VERY well. The only down sides are that the cup holders have aweful inserts that suction themselves to the end of larger cups. While they can be removed, the cup is usually to small for the now large opening. The other down side is that the center console is low and does not allow you to rest your arm on it, so the driver (and passenger alike) only have one arm rest. I would recommend this vehicle to anyone.
This is a great all around 4WD vehicle. I have had trucks and jeeps (TJ's) and this is the best of both worlds. You have your 4wd and towing capabilities without having to have an overly large truck. It fits the kids in the back perfectly and has the ability to add cargo space when needed by folding down the rear seats. It gets what you would expect for gas mileage. Does it have all of the bells and whistles? Nope but it has everything that I need. My only modification is replacing the factory stereo and speakers with a DVD/Nav unit.