Financing for all

Fast results

Results in just 4 minutes with no impact to your credit


All credit types

All credit types welcome, including first-time buyers


Multiple lenders

Access to multiple finance sources with competitive APRs

Already a CarMax Auto Finance customer?

Pay and manage your account

Made for you

Payments unlocked

Shop confidently with personalized monthly payments on our cars

Dial in your best fit

Adjust your down payment and terms to find your perfect monthly payment

Easily see your budget

Quickly see if cars match your exact down payment

Customer confidence

97% approval rate

"My number #1 reason I love shopping at CarMax is you can cut all the red tape by getting pre-qualified/approved before leaving your home."

Tia B.

Verified Buyer

"CarMax simply presents the options. It was very helpful to see what the payments would be upfront before running the credit."

Lori K.

Verified Buyer

"The entire process from online shopping to over-the-phone sales and finance offers, right up to arriving to pick up our vehicle was streamlined and seamless."

Sharon N.

Verified Buyer

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