Estimate your car payment or finance terms by adjusting the values below including vehicle price, credit rating, APR, down payment amount, and term length.
Please select a value between $5,000 and $100,000.
Good news! We only sell vehicles for $100k or less!
This vehicle price is invalid. Consider unlocking or adjusting other financing terms.
Only two fields can be locked at a time.
Add estimated tax, title, tags, and fees:
Add estimated tax, title, tags, and fees?
Sales or Use Tax
CarMax Processing Fee
Challenged - In this range, securing financing can be challenging depending on the credit score. All effort should be made to pay existing debts and maintain a clear borrowing history moving forward.
Fair - Financing is common for those with "Fair" credit, although with increased restrictions and higher APRs.
Good - This rating will see slightly higher APRs. However, consideration is usually given to the length of established credit history and whether a score is on the high or low end.
Very Good - Like an “Excellent” rating, this will earn low APRs, although credit applications with this rating may be subject to more scrutiny than "Excellent."
Excellent - Established over a number of years, consumers with “Excellent” credit have a proven record of timely payments and ability to manage credit. This usually earns the privilege of the lowest Annual Percentage Rates (APRs) available.
Or Enter Another APR
Enter estimated rate here
Minimum monthly payment reached. Consider unlocking or adjusting other financing terms.
Maximum monthly payment reached. Consider unlocking or adjusting other financing terms.
Minimum down payment reached. Consider unlocking or adjusting other financing terms.
Maximum down payment reached. Consider unlocking or adjusting other financing terms.
Since your term length isn’t standard, this estimate may be inaccurate.
*The values provided are estimations for illustration purposes only.
View all details
Tax, title, and tags vary by state and will be calculated at the time of purchase. The values provided are estimates for illustration purposes only and are based, where applicable, on the information you enter. APRs and terms used in estimates may not be applicable based on vehicle and state of purchase. These estimates do not constitute an advertisement or offer of specific credit terms. Your ability to obtain financing, as well as the APR, term, and other finance offer specifics, can only be determined based on your creditworthiness after submitting a credit application.
Tap any previous entry to edit.
Go back one step
Shop vehicles for this budget
Tax, Title & Fees (est.)
Find vehicles with your budget