Estimate your car payment or finance terms by adjusting the values below including vehicle price, credit rating, APR, down payment amount, and term length.
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Vehicle Price
25,000
5,000
25,000
50,000
75,000
100,000
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Add estimated tax, title, tags, and fees:
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1350
Yes
No
Sales or Use Tax
Title
Registration
Plate Transfer
CarMax Processing Fee
Total
Credit Rating
Challenged
20
24
Challenged - In this range, securing financing can be challenging depending on the credit score. All effort should be made to pay existing debts and maintain a clear borrowing history moving forward.
Fair
15
19
Fair - Financing is common for those with "Fair" credit, although with increased restrictions and higher APRs.
Good
10
14
Good - This rating will see slightly higher APRs. However, consideration is usually given to the length of established credit history and whether a score is on the high or low end.
Very Good
5
9
Very Good - Like an “Excellent” rating, this will earn low APRs, although credit applications with this rating may be subject to more scrutiny than "Excellent."
Excellent
2
4
Excellent - Established over a number of years, consumers with “Excellent” credit have a proven record of timely payments and ability to manage credit. This usually earns the privilege of the lowest Annual Percentage Rates (APRs) available.
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12
true
APR
12
Monthly Payment
500
50
500
1,000
Minimum monthly payment reached. Consider unlocking or adjusting other financing terms.
Maximum monthly payment reached. Consider unlocking or adjusting other financing terms.
Down Payment
0
12,500
25,000
Minimum down payment reached. Consider unlocking or adjusting other financing terms.
Maximum down payment reached. Consider unlocking or adjusting other financing terms.
Term Length
72
24
36
48
60
72
Since your term length isn’t standard, this estimate may be inaccurate.
*The values provided are estimations for illustration purposes only.
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Tax, title, and tags vary by state and will be calculated at the time of purchase. The values provided are estimates for illustration purposes only and are based, where applicable, on the information you enter. APRs and terms used in estimates may not be applicable based on vehicle and state of purchase. These estimates do not constitute an advertisement or offer of specific credit terms. Your ability to obtain financing, as well as the APR, term, and other finance offer specifics, can only be determined based on your creditworthiness after submitting a credit application.
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