Financing at CarMax

The way financing should be

Get pre-approved

One stop, multiple financing sources

Our finance sources accommodate a wide range of customers, including first-time buyers.

Financing as simple as our car prices

It’s no pressure, hassle-free, and your financing choice never alters the price of your car.

No surprises, no regrets

Get pre-approved to get an idea of what you can spend on a used car. If you find other financing after you buy, use our 3-day payoff program.

Get results that work for you

Calculate my budget

More car-buying tips & tools

Other ways to pay

Bring your own financing

Your preferred lender is welcome here. You’ll need a voucher, check, or proof of financing. We’ll help you with this process.

Buy it on the spot

If you aren’t financing, we accept cash, personal check, cashier’s check, or debit card.

Frequently asked questions

Still have questions? We're here to help.