Our finance sources accommodate a wide range of customers, including first-time buyers.
It’s no pressure, hassle-free, and your financing choice never alters the price of your car.
Get pre-approved to get an idea of what you can spend on a used car. If you find other financing after you buy, use our 3-day payoff program.
Read more about improving your finance options and choosing a car that fits your budget and your life.
This article explores why a down payment is one of four main factors in your auto finance credit decision.
When planning your monthly vehicle budget, be sure to consider all of the costs of ownership.
Your preferred lender is welcome here. You’ll need a voucher, check, or proof of financing. We’ll help you with this process.
If you aren’t financing, we accept cash, personal check, cashier’s check, or debit card.
Yes. We offer financing through several finance sources, including CarMax Auto Finance, a division of CarMax. Most of our customers’ financing decisions are available in 20 minutes or less.
Yes. Our finance sources will use your credit reports to review your application. Credit reporting agencies understand customers shopping for vehicle financing typically comparison shop. For this reason, all auto finance-related inquiries within 14-45 days are generally considered as one inquiry. This also applies to customers reapplying or submitting more than one application.
Our finance sources accommodate most credit profiles, and every CarMax customer can expect the same no-haggle pricing and exceptional customer service.
Our finance sources accommodate most credit profiles, and every CarMax customer can expect the same no-haggle pricing and exceptional customer service.
Yes. You can add a co-buyer to your pre-approval application or finance application.
If you already have financing through your bank or an outside lender, you will need to provide a voucher, check or other proof of financing. We’ll help you with that process.
Absolutely. We offer a Three-Day Payoff Program that lets you replace your financing with another provider at no cost.