Financing A Car

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Need financing? You're in the driver's seat.

Contact Us About Financing

We put trust at the core of every deal.

Hassle-Free
Easy & Quick
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There's a solution
for you

We work with leading financial institutions to give our customers competitive options.

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Helpful sales consultants are always on hand

Our sales consultants are ready to answer your questions and help you through the process.

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Honest, Straightforward Service

We're serious about helping you find the right solution.

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Choose the right car for you

This is kind of a big deal, as you'll probably own your car for at least a few years.

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Complete an application

Know your budget and down payment? Great. This should only take a few minutes.

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Select your offer

Finance with CarMax, if approved, or go with your own finance source. The choice is yours.

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Understanding the financing process.

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Your
credit rating

Generally, the higher your credit score, the better the financing terms.


About credit ratings
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Financing
and budget tips

If you're a first-time buyer or have a lower credit rating, these tips can help make financing a used car a little easier.

Get financing tips
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How financing decisions
are made

Vehicle selection, application information, credit history, and down payment all influence the terms offered.

How terms are decided

Learn more about financing.

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Why Your Down Payment Matters

Buying a used car or truck is more stress-free when you understand how financing works.

About Down Payments
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How to Budget for Your Next Vehicle

Tips and tools including our handy car payment calculator to help you plan for a vehicle purchase.

About Budgeting
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How Auto Financing Works

You're ready to buy a used vehicle, and you want to finance your purchase. Read this first!

About the Financing Process

Ready To Get Started?

Schedule an appointment or contact your nearest store to get started.

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Get a head start with our payment calculator.

See possible options and know what to expect before your visit

Use our payment calculator to estimate possible monthly payments, see how different credit profiles could affect APRs, and use our sliders to try out different down payments and term lengths.

Try Our Car Payment Calculator
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