Car buying is better
on the bright side

Hassle-free financing.

Financing at CarMax

Ready to buy? Car Financing at CarMax is convenient and easy. Learn more about the CarMax financing process and how to get started today.

Why finance at CarMax

The finance process

What to bring with you

Tools & Calculators

Use our calculators to help you estimate your costs, from how much you can spend to monthly payments, to calculating your total cost when buying a car.

Payment estimator

Affordability calculator

Tax, title, tags, and fees calculator

Car financing terminology

Industry Leader in Car Financing

The CarMax car financing process is unique and hassle-free, like our buying experience. Our goal is to help customers obtain car financing and complete their vehicle purchase quickly and efficiently.

To give our customers the best options possible, we work with multiple financial institutions. Each is an industry leader, and offers a variety of attractive terms tailored to CarMax customers.

Learn more about our financing sources

Understanding car financing

Navigating the complicated world of car financing can be confusing. We've gathered information to help answer some of the most common financing questions and concerns.

How decisions are made

What your credit score means

Financing and budget tips